First and second position options with terms up to 30+ years available through credit union partners. A variety of fixed and variable rate options depending on LTV. Click here for current rates and terms

A mortgage pre-qualification is a loan originator's opinion of the mortgage amount for which you qualify. This is typically done without any income or asset verification or credit check. A pre-approval goes a step further and provides you with a certificate and a letter stating that a mortgage underwriter has reviewed your income, asset documents and credit report. The pre-approval certificate is often helpful when you negotiate for your home purchase. Connection offers both a pre-qualificat  More...

At this time, we offer home equity and mortgage loans in the State of Washington.

Connection's mortgage holding account is used when you use direct deposit funds to pay your monthly mortgage payments. The funds are deposited directly into this savings account, where they earn dividends, and your mortgage payment is transferred automatically each month from the mortgage holding account.

An escrow analysis is performed annually, to ensure sufficient funds are being collected to avoid escrow shortages and overages. During an analysis we will obtain verification of your current required payments from your taxing authority or insurance authority, which may result in a reduction or an increase in the required monthly escrow amount.

Yes, you may overnight any payment to us. If you typically send your payments to our Silverdale address: 10200 Silverdale Way NW, Silverdale, WA 98383. Our regular mailing address is P.O. Box 3990, Silverdale, WA 98383.

It varies by state and county.

No, we will only make one disbursement from escrow for insurance per year. You will be responsible to cancel your previous insurance policy, obtain any refund due to you and then pay your new carrier. If the refund is sent to us, we will deposit it into your escrow account.

No, we must be listed on all loss draft checks.

Real Estate Settlement Procedures Act (RESPA) is a federal law that, in general, dictates how lenders establish and maintain an escrow account for you. A few states also have regulations regarding an escrow account for a homeowner within their state; if the state does not have a regulation, the governing of your escrow account falls back to RESPA regulations.